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Bank of America whistleblowers say they were told to lie about mortgages

[preamble]I think i pay too much for my mortgage  – and its not fair. Perhaps our government can bail me out and advise these banks to reduce my interest rates to something i can afford. – i bet if all of us complain, we can create a new “crisis” and get ailed out – lets try…….[backtopost]

Bank of America whistleblowers say they were told to lie about mortgages

Tuesday, July 30, 2013 by: J. D. Heyes
Tags: Bank of America, housing bubble, home foreclosures

(NaturalNews) Americans still reeling from the collapse of the U.S. housing market and who lost homes or tens of thousands of dollars in equity are going to be especially upset by news that one of the lenders at the heart of the collapse, Bank of America, is guilty of fleecing borrowers and rewarding foreclosures.

According to BoA employees-turned-whistleblowers who have signed sworn statements attesting to the validity of their accusations, “Bank of America employees regularly lied to homeowners seeking loan modifications, denied their applications for made-up reasons, and were rewarded for sending homeowners to foreclosure,” investigative journal ProPublica is reporting.

The statements were filed in mid-June in a Boston federal court as part of a multi-state class-action lawsuit brought by homeowners who attempted to avoid foreclosure via the Home Affordable Modification Program (HAMP), a government program, but say their cases were botched by BoA.

Homeowners denied en masse

As expected, BoA is officially denying any wrongdoing, with a spokesman telling ProPublica that to a person, the former employees’ claims are “rife with factual inaccuracies,” adding that the bank planned to address the accusations more fully in July.

The spokesman, who was not identified by name, went on to say that BoA was responsible for modifying more loans than any other U.S. bank, and that the financial institution is continuing to “demonstrate our commitment to assisting customers who are at risk of foreclosure.”

A half dozen former employees actually worked for BoA, while one worked for a contractor. “They range from former managers to front-line employees, and all dealt with homeowners seeking to avoid foreclosure through the government’s program,” ProPublica reported.

When HAMP was launched by the Obama Administration in 2009, the housing collapse was still ravaging the U.S. economy and homeowners. At the time, BoA was, by far, the largest mortgage servicing institution in the program, with twice as many loans eligible as the next largest institution.

According to the former employees, BoA – besieged with a rush of panicked homeowners – the bank would often either mislead them or deny their applications for bogus reasons.

William Wilson, Jr., an underwriter and manager for BoA from 2010 to 2012, said at times large groups of homeowners were denied at once via a procedure called a “blitz.” Per Pro Publica:

As part of the modification applications, homeowners were required to send in documents with their financial information. About twice a month, Wilson said, the bank ordered that all files with documentation 60 or more days old simply be denied.

“During a blitz, a single team would decline between 600 and 1,500 modification files at a time,” he said in his sworn statement. In order to justify such mass denials, employees devised fictitious reasons for the rejections, such as claiming that the homeowner had not filed the appropriate paperwork when they really had.

Mass denials like these may also have occurred at other financial institutions, the report said.

Chris Wyatt, formerly of Goldman Sachs subsidiary Litton Loan Servicing, told Pro Publica last year that the firm sometimes conducted “denial sweeps” of applicants, to reduce backlogs. At the time, a Goldman Sachs spokesperson denied Wyatt’s claims but offered nothing to refute him.

Still ‘too big to fail’

Of the whistleblowers, five said they were encouraged to mislead customers.

“We were told to lie to customers and claim that Bank of America had not received documents it had requested,” said Simone Gordon, an senior collector at the bank from 2007 until early 2012. “We were told that admitting that the Bank received documents ‘would open a can of worms,'” she added, noting that BoA was required to underwrite applications within 30 days of receiving homeowners’ documents, but that the bank did not have adequate staff for the task.

“Wilson said each underwriter commonly had 400 outstanding applications awaiting review,” ProPublica reported.

Added Salon.com:

In reality, Bank of America used [the program] as a tool, say these former employees, to squeeze as much money as possible out of struggling borrowers before eventually foreclosing on them.

Despite so-called financial reforms passed in the wake of the housing scandal, BoA and others remain “too big to fail” (http://www.ft.com).

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Moving Lock, Stock and Barrel

[preamble]Gun sales are up. Despite what the knee jerk reaction is – when there is a problem like this, gun sales skyrocket – Connecticut the number of applications for permits in unmanageable – because people want guns! There not the cause – its amazing watching tv when they report on shootings – they NEVER say blacks or African Americans – they say the “gunman”  as though the person is colorless – if it was a white person – my lord he would have been plastered all over the paper.

When this folly ends {backtopost]

By
Published: August 5, 2013

BRISTOL, Conn. — Even gun makers want to be liked. So governors and other politicians from states eager to embrace the industry have descended on places where they are not so popular — like Connecticut, Maryland, New York and Colorado — offering tax breaks and outright cash grants to persuade them to relocate.

Joshua Bright for The New York Times

An employee of PTR Industries at the company’s factory in Bristol, Conn., last month. PTR is packing up its cutting machines and moving its 50-strong work force to South Carolina.

Readers’ Comments

“I sensed an opportunity,” said Alan Clemmons, a South Carolina state representative, who traveled to Connecticut in the spring as part of a successful effort to lure PTR, a maker of assault rifles here.

“They are not feeling loved right now in Connecticut. We’re delighted to have them.”

In June, Gov. Rick Perry of Texas and South Dakota’s governor, Dennis Daugaard, toured Connecticut within days of one another, visiting sites like the Colt factory in Hartford, which the famed gun maker has called home for more than 150 years.

“Shooting and hunting and the outdoors is more of a culture and a way of life in South Dakota than in some larger metropolitan areas,” said Pat Costello, the commissioner of the governor’s Office of Economic Development in South Dakota. “It’s a target industry for us.”

The campaign has already won a few converts.

PTR is packing up its cutting machines and moving its work force of 50 to South Carolina, saying that tough new state gun laws enacted after the school shooting in nearby Newtown made it too risky to keep doing business in Connecticut.

Similar new laws in Maryland prompted Beretta to call off plans to add jobs locally, and the company is now completing plans to expand in a more gun-friendly state.

Kahr Firearms Group, a pistol and rifle maker based less than an hour’s drive north of Manhattan in Rockland County, N.Y., is moving across the border to Pennsylvania.

“We don’t feel welcome,” said Frank Harris, vice president for sales and marketing at Kahr. In Pennsylvania, he said: “All the people we were dealing with on the town level were hunters and comfortable with firearms. We were received with open arms.”

While the gun lobby successfully blocked new restrictions at the federal level, several liberal states have tightened restrictions on weapons sales and broadened background checks in response to the massacre in Newtown, where 20 students and 6 adults were killed in December 2012.

Some well-known gun makers like Sturm, Ruger & Company, which is based in Southport, Conn., have not chosen to abandon the Northeast, but are expanding elsewhere, straddling a broader cultural bifurcation in the United States when it comes to the Second Amendment and the role firearms should play in society.

For states that successfully woo firearms makers, it means new jobs in an industry where sales are rising rapidly and blue-collar work still pays well. “They can’t make guns fast enough,” said Nima Samadi, a gun industry analyst with IBISWorld.

Investors have noticed too. Many big gun brands are privately owned, like Freedom Group’s Remington and Bushmaster units, but shares of publicly traded Smith & Wesson have more than quadrupled in the last two years. The stock of Sturm, Ruger, which is one of the largest gun makers in the country and recently announced it would open its first big new factory in 25 years in North Carolina, has doubled over the same period.

Gun sales surged before the presidential election, Mr. Samadi said, and fears that some weapons might be banned after Newtown spurred sales further this year.

Figures for total gun sales in the United States are not available, but Mr. Samadi said one useful proxy was the number of background checks being performed before gun purchases. They totaled 2.5 million in January 2013, compared with 1.4 million in January 2012.

Beretta and PTR say they are struggling to keep up with demand, which is why PTR plans to double the size of its factory after the move to South Carolina from its cramped facility here. Workers at PTR earn an average of $17.50 an hour.

Beretta is also looking for a new factory site. Seven states have emerged as finalists, including South Carolina, Texas and Virginia.

“We’ve excluded states that have not shown consistent, strong support for Second Amendment rights,” said Jeff Reh, Beretta U.S.A.’s general counsel.

Beretta’s political litmus test is stringent.

West Virginia is out because Senator Joe Manchin, a Democrat, was a sponsor of legislation that would have expanded background checks nationwide; the bill failed to overcome a Republican filibuster in the Senate in April. Louisiana, hardly a liberal redoubt, did not make the cut because Senator Mary Landrieu, a Democrat, voted for Senator Manchin’s bill and because the city of New Orleans sued to hold gun makers liable for damages back in 1998.

Readers’ Comments

Sometimes, however, gun makers speak loudly but carry a smaller stick.

Beretta, which initially threatened to abandon Maryland altogether, ultimately decided to keep its factory in Accokeek, as well as the 300 workers there, but said it would add any new jobs elsewhere. Despite the planned factory in North Carolina, Sturm, Ruger’s chief executive, Michael Fifer, recently told shareholders he did not plan to move its headquarters out of Southport, Conn. Sturm, Ruger did not return calls for comment.

Colt, the oldest gun maker in Connecticut, is staying, at least for now, said Gerald Dinkel, chief executive of Colt Defense, which focuses on weapons for the military and police. “We were disappointed in the position Connecticut took,” Mr. Dinkel said, but he added that he didn’t see a direct impact yet on his business from the new law and therefore wasn’t planning to move his 750 employees out of the state.

Other companies are following through on their threats, however.

Magpul, a Colorado maker of ammunition magazines and other accessories, says it will relocate more than 200 workers after the state banned magazines that hold more than 15 bullets. Two days before the law went into effect on July 1, Magpul organized a giveaway of 1,500 soon-to-be-forbidden 30-round magazines, attracting thousands to a gun rights rally in Glendale, Colo. Magpul hasn’t announced where its new home will be, but company officials say it will be in a gun-friendly state.

Gun companies are getting more than just a public embrace from states when they move. Subsidies help sweeten the deal, along with looser regulation, the general absence of unions and lower costs — factors that have drawn manufacturers in many other industries to the Sun Belt.

Josh Fiorini, PTR’s chief executive, estimates it will be one-third less expensive to do business in South Carolina, with lower prices on everything from labor to electricity. Mr. Fiorini said state officials in Connecticut made little effort to persuade him to stay. The governor, in his public comments, has kept his distance from the industry.

“There’s no reason for those companies to leave the state,” Gov. Dannel P. Malloy told reporters in April. “Obviously, that’s their option. We’ll work with people who work with us.”

For PTR, tax credits, cash grants and other incentives helped make the move to South Carolina worthwhile, Mr. Fiorini said. For one thing, PTR will not have to pay rent at the new facility near Myrtle Beach, S.C., while it still occupies the old factory in Bristol. Mr. Fiorini added that the incentive packages from Texas and South Dakota were also generous, but in the end he chose South Carolina in part because it was a shorter move.

“Were we all sort of pissed off about the legislation? Yes,” he said. “Were we pissed off enough to spend millions of dollars to move? No.”

Mr. Fiorini said his chief worry was that the new state law would ultimately make it impossible to legally make assault rifles in Connecticut, even if the legislation specifically restricted the sale, not the manufacture, of the guns.

For example, he said, the law permits assault rifles to be transported in Connecticut for the purposes of sale elsewhere. But what if they are being transported as part of the manufacturing process itself, like for painting or testing at the rifle range?

“It’s a conservative reading of the law,” Mr. Fiorini conceded. “State officials will tell you that my fears are overblown. But why do I need to do business in a place where I have fears, overblown or otherwise? We’d rather be in a place with no gray areas.”

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Hospital Closures Stress Health System

[preamble]Mismanagement, unions, poor leadership, too much money given to them without accountability, simple not needed. Those are a few of the reasons hospitals need to close – we are in no shape to pump in $15 million a month to save a non needed institution. NO one asks WHY its losing $15 million a month – because they are afraid of the answer – union pensions, bad management and NO BUSINESS> Of course nurses at other hospitals will complain – they now have to work! You can hear the union mantra – “safety” blah blah – their famous emotional response. Nurses and doctors at other hospitals can easily take up the slack – stop winning when you actually have to work and not be able to take extended breaks.
I will sit in Methodist hospital emergency room and “watch” for a few days – lets “see” what happens. Actually i know what happens because I have actually done this to several hospitals – ya know what nothing happens – the staff is on auto pilot – slow and ponderous – aka unionized.

close every hospital that is costing us money, fire every executive that has run the hospital into the ground – make unions accountable for losses. Run them like a business and watch them succeed. Doctors should NOT have a large say in the running of any business/institution – being around them for over 20 years, i can say for a fact – they have no idea of business (majority of them) they love the status quo – they cant see past their lab coats – they are doctors – make them employees NOT in charge of the institution.

Now that we closed LICH, can we have our $15 million back?[backtopost]
July 29, 2013

A nurse at New York Methodist Hospital has been slammed at every shift she’s worked since Long Island College Hospital, two miles away, stopped accepting ambulances.

Instead of caring for between four and six patients, some nurses had more than 20, including those who needed intensive care, one nurse told ABC News on condition of anonymity. Emergency room patients endured waits up to seven hours just to see a doctor. Those who needed beds had to wait up to 24 hours at one point.

“You just have to ignore whoever can be ignored. It’s really bad,” she said. “I had a 75-year-old lady with pneumonia who was like, ‘Forget it. I’m just going to leave.’ We have lots and lots of walkouts.”

The controversial LICH closure, which health workers, unions and politicians have fought for months with protests and lawsuits, appears to finally be coming to fruition.

Read about the Walter Reed Army Medical Center closure.

Earlier this month, ambulances were ordered not to go to the hospital, so many went to Brooklyn Hospital a mile and a half away. But extreme temperatures, too many patients and an air conditioner problem caused Brooklyn Hospital to start diverting patients, too, overwhelming Methodist Hospital.

“We were short-staffed before this happened,” said the Methodist Hospital nurse. “They haven’t hired anyone new.”

And if LICH stays closed–which looks likely now that hundreds of staffers have been handed pink slips and told not to come back–other hospitals may be routinely overwhelmed for some time.

Developers were “salivating” at the prospect of turning the estimated $1 billion property into luxury housing, according to a May New York Daily News article. But the hospital issued a formal request for proposals earlier this month from only bidders who can provide community health services “up to and including a full service hospital,” said LICH spokesman Robert Bellafiore.

Still, union members fear it will be sold to developers for non-health care purposes anyway.

“What nurses are saying is that the situation in Brooklyn is dire,” said New York State Nurses Association Executive Director Jill Furillo.

Methodist Hospital’s spokeswoman Lynn Hill said the situation has been “a little exaggerated” by the nurses at her hospital. She said that the average wait time from “door to doctor” is still under an hour.

Twelve hospitals have already closed around the country since January, and that number could jump to 16 soon, according to Becker’s Hospital Review reporter Bob Herman, who has tracked the closures since January. The four hospitals set to close include LICH, nearby Interfaith Medical Center and two hospitals in Texas.

The hospitals’ reasons for closing vary, according to published reports. LICH’s closure has been blamed on mismanagement and bad billing practices, according to Furillo and other union members. LICH’s owner, SUNY Downstate, has said it is losing $15 million a month. Interfaith has been in bankruptcy court since December. The two Texas hospitals may close in part because their owner allegedly engaged in billing fraud.

In Brooklyn, dozens of nurses and doctors had been showing up to work to tend to fewer and fewer patients, until Wednesday when they were given administrative leave notices on pink sheets of paper and escorted out by security guards, union representatives said.

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Costly Vermont health IT projects may not earn ROI for 10 years

[preamble]10 years on a maybe and a waste of OUR $225 million dollars – which we know will triple by the time its completed.[backtopost]

By Susan D. Hall

Vermont and the federal government will spend more than $427 million to launch and run two healthcare-related IT projects but will not see “quantifiable savings” for five to 10 years, according to independent analyst firm BerryDunn.

The two IT systems are the state’s new health insurance exchange and the Agency of Human Services’ integrated eligibility system, which will link together eligibility systems for all human services programs, according to a vtdigger.org article.

BerryDunn estimates that getting the exchange, Vermont Health Connect, up and running will cost $224 million by the end of 2018. The price tag for the eligibility system is estimated at $95 million, including $123 million in staffing and operating expenses for the new systems.

The estimates were based on data before the state was awarded it latest federal grant–$42.7 million. All told, Vermont has received $168.1 million in federal grants for the exchange, with a 90 percent match promised many of the other associated expenses.

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Brooklyn hospital transfers its last patients – FINALLY!

[preamble]A whopping 18 patients have ot be moved – finally a dead hospital closes – the unions lose some steam and we save money. Now lets go after the other wasteful ones – Brooklyn and others that choose to wait our money……[backtopost]
Brooklyn hospital transfers its last patients

Long Island College Hospital’s closure move triggered a fresh round of protests Thursday as politicians, hospital staff and unions lambasted state officials.
By Barbara Benson
July 18, 2013 3:59 p.m.

SUNY Downstate officials submitted a closure plan yesterday for Long Island College Hospital, triggering a fresh round of protests Thursday from Brooklyn politicians and the unions whose members work at the Cobble Hill, Brooklyn, institution. The state Department of Health has the power to approve or deny the closure.

With few patients to support its overhead, losses at LICH are now $15 million a month, according to a SUNY spokesman, nearly quadruple previous estimates provided by SUNY. Mounting losses at LICH prompted SUNY to file a closure plan with the state in February. Its plan was derailed by legal action by 1199 SEIU Healthcare Workers East and the New York State Nurses Association.

The 18 patients remaining at LICH on Thursday are scheduled to be transferred to other hospitals. The SUNY spokesman said that patients have been slowly moved over the past few weeks to other hospitals, while SUNY directed its doctors to perform procedures at other facilities where they had admitting privileges.

LICH has been kept open by legal action. The courts prevented SUNY and DOH from implementing a formal closure, putting in place a temporary restraining order. The legal battle over the order, which has been playing out since February, may be resolved within three weeks or so by an appellate court. SUNY lawyers filed an appeal July 8 that argued state agencies are exempt from a temporary restraining order. A hearing had been scheduled this week on a contempt motion that argued SUNY officials ignored the order, but the hearing was pushed back to August.

SUNY’s position is that the new closure plan is not in violation of the temporary restraining order, which it argues “has been stayed by virtue of the appeal in the appellate division,” said the SUNY spokesman. “No TRO is in effect at the moment, which allowed us to file the closure plan.”

Local elected officials along with medical staff of the hospital protested the move.

Earlier this month, LICH’s daily patient census hovered between 20 and 35. Lora Lefebvre, associate vice chancellor for health affairs at SUNY, said LICH lost about 100 residents who would have started their training on July 1.

“Our concern is patient safety,” she said in a July 9 interview.

While the hospital’s supporters say that SUNY’s actions amount to a de facto closure, LICH remains open, said the SUNY spokesman. “It is not closing this weekend unless DOH approves. The hospital remains open until the health department says no.”

That is not how the unions assess the escalating situation.

“SUNY is attempting to move all patients out of LICH by tomorrow,” said Jill Furillo, executive director of the New York State Nurses Association, in a statement.

Public Advocate and mayoral candidate Bill de Blasio, who was arrested at a recent rally in support of LICH, issued a statement today that blasted state officials.

“At the same time SUNY and the governor promised everything possible was being done to save LICH, they were preparing to sell it off to the highest bidder,” Mr. de Blasio said. “The same luxury condos being put up over St. Vincent’s will soon rise over LICH if we don’t stop this in its tracks.”

Weighing in through a joint statement issued Council Speaker Christine Quinn, who is also running for mayor, and Councilman Stephen Levin, the politicians said, “Once again, SUNY Downstate demonstrates blatant disregard for the court’s ruling that the hospital remain open for service.”

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NY Mayor removing elevators from buildings for our own health!

Just kidding about removing elevators but i bet he will limit elevator usage in the effort to make us all healthy!

Boy scouts say fat kids cant play with them

Our president is changing the constitution because it does not make sense to him

Gas prices increasing despite us using less gas – who is making money on this?

Blacks still mad about legal verdict

Sheldon Silver still in power – great job Cuomo remember what you said “i will throw them in jail..anyone that breaks the law” jada jada jada

911 – bad for unions -lets spend several billion more to break it again

Donuts declared illegal! Twinkies are on the rise – devil dogs angry with the resurgence of Twinkies and have started a class action suit against the ingredients manufacturers.

Downed Korean flight lawyers suing plane manufacturers of toilet seat – seems it was unable to contain the explosive feces of a large Korean person that ruptured the tank causing the crash – someone has to pay – someone is to blame – someone is at fault.

Politician pissed when she called 911 – t too 30 minutes to respond – feels they disgraced her – now had vendetta against system and mayor – its the new “crisis” people will die!

Commissioner Kelley going for homeland security adviser – red light green light 1 -2 – 3
he will never make it there president wants pansies and followers not leaders that can easily usurp is dribble.

Obama care to save millions of dollars in health costs at a cost of trillions of dollars of tax payer money – only in Washington would they consider this a victory.

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Law of Unintended Consequences – needs of the few should not outway the needs of the many

[preamble]We see this insanity all the time – if an accident occurs, some grieving person yells loud enough we get streetlights and stop signs all over the place causing traffic delays and chaos. Just because something bad happens does not mean anyone is at fault and that we need a law or we need to do something. Knee jerk reactions from politicians to look good and get votes causes chaos. Health care crisis, sealtbelts, obesity, too much sugar, our kids are fat – all knee jerk reactions to LIFE… Long term consequences are never discussed. Sorry but not every persons crusade is my crusade nor society’s crusade – grieving parents need to grieve not advocate anything.[backtopost]

In 1984, Libby Zion died following an emergency admission to a New York hospital. Concluding that her death was the result of a medical error by exhausted housestaff, her well-connected father launched a crusade which ultimately led to resident work hour restrictions prescribed by the ACGME.

Now, we learn that restricting work hours for PGY 1 housestaff to 16 hours leads to a significant decline in surgical experience.

… Compared with the four academic years before the change, the year immediately following the restriction saw significant declines in total operative cases (by 25.8%), major cases (by 31.8%), and first-assistant cases (by 46.3%) performed by the interns (P˜0.008 for all), according to Christian de Virgilio, MD, of Harbor-University of California Los Angeles Medical Center, and colleagues.
The drops were seen across most types of surgery, the researchers reported online in JAMA Surgery.
“If the 16-hour shift were to be extended to all postgraduate year levels, one can anticipate that additional years of training will be needed to maintain the same operative volume,” they wrote, noting that the reduced experience of interns entering postgraduate year two “may have a domino effect on subsequent competence.”
While errors caused by sleep deprivation must be kept at an irreducible minimum, we must acknowledge the threat of unacceptable errors caused by inexperienced doctors. Perhaps, before instituting guidelines, august bodies should base their decisions on evidence, not eminence.
Of course that’s just my opinion. I could be wrong.

 

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Our Governor finds more fees and fines for us to pay

[preamble]The economy is stalled. Taxes, fines and fees are out of control, there are no jobs, businesses are closing, unemployment is high and corruption is rampant in government can we say sheldon silver?  – and the only thing our governor can come up with is more fines, more oversight and of course more ways to take our money – all in the name of “safety” – aka national security – i cant wait till this becomes a crisis! Now, if he has been attacking this for 3 years, has it done any good? or just another line item of money for the city to collect?
Note to governor – STOP THE CRAP – GOVERN! GET RID OF SILVER, GET RID OF THE UNIONS – GROW SOME TESTICLES![BACKTOPOST]

Dear Fellow New Yorker,
In today’s technology-centric world, distracted driving – meaning texting or using a cell phone while driving – has become a dangerous problem on our roads. That is why Governor Cuomo has made tackling this issue a priority.

In 2011, the Governor signed a law that made distracted driving a primary traffic offense, allowing law enforcement to pull someone over solely for texting-while-driving. Within a year, there was a 234% increase in the number of tickets handed out for texting-while-driving in our state.

However, texting-while-driving is still a problem that plagues our roads. Statistics show that from 2005 to 2011, there has been an estimated 143% increase in cell-phone related crashes in New York, and 43% of teenagers admit they regularly text while driving. To combat this risky behavior, Governor Cuomo has taken further steps to strengthen our laws.

Most recently, he signed a new law that creates tough, new penalties for inexperienced drivers with probationary and junior licenses found texting while driving. He also increased the number of points added to a driver’s license to five points for all drivers found using a handheld device while driving. Click here to read more.

Experience has taught us that tough laws combined with effective enforcement can help stop distracted driving, which is why the Governor has directed a major effort by the New York State Police to crack down on distracted driving and catch irresponsible drivers throughout the summer. The State Police will focus on using undercover vehicles designed to catch drivers who text and drive.  Click here to read about the operation.

Yesterday Governor Cuomo was featured on Good Morning America discussing these efforts:

Click here to view the video of the Governor’s ride-along with a State Trooper to stop distracted drivers.

By raising awareness about the dangers of texting-while-driving, we can make our roads safer for all New Yorkers.

Sincerely,
The Office of the Governor

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Everyone is target of NSA – Snowden says

This seems like a movie – a lone person tries to tell the truth and big corporations and or a government make him/her to be the evil one – the traitor. In the name of “national security” anyone anywhere at anytime can be detained and targeted.
From what i have read, negating all the rhetoric in the news media and what our government is saying, i am confused as to exactly WHAT secrets this person snitched/stole? It seems after you remove all the misinformation, that he leaked that we are spying on China and that he NSA is recording EVERYTHING we say and do – even to Americans.

This is worthy of such a manhunt? Something is amiss here. We know our government is intercepting, storing and analyzing ALL our communications – this is evident by the massive data center being built i Maryland and the current “buzz” going around – so again, what secrets did this person reveal other than state the obvious – our government is spying on us and other countries?

Perhaps its the fact that its now clear that all our communications under this administration are under scrutiny – against the constitution, without oversight and without the constraint of our country’s laws. Socialism at its best – this begets several questions: 1) If the data is needed in a legal case, can we ask the government for it? If so, than NOTHING is private anymore privacy is a thing of the past. 2)If our government can and is recording all our communications, can insurance companies gain access? 3) can our government use this information against us, the people, without advising us of the information garnered? 4)What happens if we are “flagged” incorrectly? can we get off the “list”

I am the first to say whatever we need to do to protect our country – however, history tells us to be “wary” of government made national “crisis”, government made feeling of insecurity and governments stating “its a national security threat” – many have fallen to socialistic and tyrannical rule by these dangerous environments where slowly our constitution is bypassed and eroded – all in the name of national security.

Our founding fathers adopted the constitution to restrain government of such acts – they knew better than us by being English and under the influence of a king. History always repeats itself when we choose to ignore it or don’t have the will power to stand up to status queue. Look to NY where Weiner is running for mayor – we forgave him? I certainly did not – what makes us so sure he wont continue his poor behavior in office and than with unlimited power?

Leopards do not change their spots, people cant change people and certainly power corrupts and absolute power corrupts absolutely.

I am unhappy with the focus, direction, negation of our constitution and environment this country is moving in. WHEN THIS FOLLY ENDS!!!!!!!!

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A solution to the fake “health care crisis”

Up late last nite contemplating my existence in the world and its far reaching effects on mankind, i was greeted by a commercial that attracted my attention. It seems lately a large push in lawyer commercials advocating suing doctors for every procedure known to modern man. “if you ever had a headache and took an aspiring – – call today for compensation”. Well, what caught my attention amongst the sea of such gibberish, was 1 add advertising injuries from DaVinci robotic surgery’s. The DaVinci is a robot, that’s guided by doctors in performing specific surgeries. It supposed has higher precision and is more sterile to advocate some of the many benefits of the technological wonder. Having used one of these in a test setting at several medical shows, I can see the benefits of such a system for the military for tella-presence surgeries and understand the claims of how it can improve patient outcomes in specific surgeries. The system is relatively new, expensive an donly a select number of hospitals have it as of today and few surgeons are trained on its use – today. I see this field growing as its benefits and perhaps negatives are quantified as more patients go through the procedures.

Now back to this commercial – the Da-Vinci is NEW – yet, there was a commercial advocating people that if they had complications from surgery related to the Da-Vinci, they can call and get compensated. Anyone telling me i can be paid money for complaining will definitely get me to complain – Greed at its highest level! There are limited to no statistics on the machine – hence how can they advocate suing for its use?

Because they know hospitals and insurance companies will simply pay than fight. The true crisis are the lawsuits and massive ridiculous payouts given. Insurance companies are making too much money, lawyers are making too much money – all at the expense of US! the patients and the country as a whole. There is no crisis.

I suggest a social experiment – lets forgo any insurance for doctors – all doctors are capped at $50,000 limits. Lets limit attorney compensation packages to 5% of the winnings. Lets outlaw any commercials advocating suing any medical establishment or person. Lets perform this for 12 months ad run the numbers. You will see a dramatic decrease in the cots of doing medicine.

Of course we cant do this – because insruance companies and lawyers have too much political power – sheldon silver anyone?

What we need are more of these 12/24 month social experiments and watch the numbers yo will be suprised how many people will scream because their endless supply of MY/OUR money dried up.

I would not want to manufacturer any medical device or drug in this country  – why shoyuld i be sued? The downside of all this? Higher costs of medications (thast why we made purchasing drugs from other countries such as Canada illegal – because they are the same drug from the same manufacturer BUT not imposed with the same overhead of the US), stiffing innovation and a decrease in the so called “quality of care”

There is no health care crisis – its a government made problem with a great buzz word “crisis”
so they can tax us into submission – someone prove me wrong
When this folly ends