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Obama Affordable health plan will increase health insruance by upwards of 50%

yes my fellow Americans – as i been stating – the Obama administration medical actuarial team has stated that your health care insurance costs will rise 30 – 50% in 2014 to pay for the “Affordable health Care Act” White House has no comment other than “It will be lower cost later on”

I told you so – this is not only the largest joke on the American people its sad that Our President (well the president of the people who voted for him) truly believes being a socialistic country is good. Even when Europe is failing on the same lines as we are now following.

More people on wellfare, food stamps, entitlement, Obama care – this is not the America I want

WHEN THIS FOLLY ENDS!

now try to take this away form them when this president leaves office – perhaps he will demand end to term limits next?

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Individual Insurance Cost Hikes Stemming From ACA Likely

[preamble]I find it utterly improbable and impossible that health costs can rise EVERY YEAR 15-40%. Its not plausible. Being a business person and understanding a little about cost-sell-profit/supply-demand and other basic business practices, i want to see the ACTUAL cost and profit of 1 insurance company and i want full justification of their need to keep raising premiums.

Everyone who “thinks” they know state the same thing – the cost of health care in the US is massive lalalal – ok – show me the money please – exact numbers. We all know hospitals are run like shit and would never survive in the “real” world and we all know that 15% is “stolen”, lost, damaged, used in house and so on. These are very real business numbers, owning businesses and restaurants, 5-15% is a given in theft form employees and customers – we try to control it to reduce it but realistically it always exists – hence, show me the where every dollar goes and where this so called “crisis” is. Prove the hype please. The article ends with “subsidies” for the people – they really mean WE WILL BE PAYING MORE. [backtopost]

Accompanying the release of a study from the nonpartisan Society of Actuaries which projected increases in the medical costs of individual health policies across the country next year, HHS Secretary Kathleen Sebelius acknowledged Tuesday that the Affordable Care Act may contribute to some insurance premium hikes next year.

Reuters (3/27, Mason, Morgan) reports that on Tuesday, HHS Secretary Kathleen Sebelius admitted that premiums could rise next year for individuals buying health insurance, especially for men and young adults. Sebelius attributed the possible increases to “shifting” in the market due to the full implementation of the Affordable Care Act. She said, “Women are going to see some lower costs, some men are going to see some higher costs. It’s sort of a one to one shift. … Some of the older customers may see a slight decline, and some of the younger ones are going to see a slight increase.” The article notes that Sebelius’ comments come as many fear rising health costs due to the law, and on the same day as the release of a study from the Society of Actuaries which estimated individual insurance premiums will rise 32% over the next three years.

The Wall Street Journal (3/27, Radnofsky) “Washington Wire” blog reports that Sebelius also said, “These folks will be moving into a really fully insured product for the first time, and so there may be a higher cost associated with getting into that market. But we feel pretty strongly that with subsidies available to a lot of that population that they are really going to see much better benefit for the money that they’re spending.”

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Study Projects Medical Costs Will Rise For Individually Insured

[preamble]So far studies show that the Affordable Health Care Act is not affordable. Will someone define affordable? Forcing me to purchase health insurance and claiming its a tax is not affordable its criminal and against all that’s American.[backtopost]
The AP (3/27, Alonso-Zaldivar) reports that a report from the Society of Actuaries estimates that insurance companies “will have to pay out an average of 32 percent more for medical claims on individual health policies under President Barack Obama’s overhaul. … That’s likely to increase premiums for at least some Americans buying individual plans.” The AP adds, “While some states will see medical claims costs per person decline, the report concluded the overwhelming majority will see double-digit increases in their individual health insurance markets, where people purchase coverage directly from insurers.” The AP adds that the report “could turn into a big headache for the Obama administration at a time when many parts of the country remain skeptical about the Affordable Care Act.”

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CDC Study: More Americans Dying At Home

[preamble]If more people are dying at home, than by default the cost to manage them should also be decreasing[backtopost]
The AP (3/27, Press) reports a CDC study released Wednesday studied “the deaths of patients admitted to a sampling of hospitals. They determined that hospital deaths accounted for 29 percent of U.S. deaths in 2010, down from more than 32 percent in 2000.” Other reports claim “deaths in the home grew from 23 percent to 27 percent over the decade. Deaths in nursing homes held steady at around 21 percent.”

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Governor Cuomo budget turns schools into pseudo parents

[preamble]As our economy continues to pitifully eek along, as costs continue to rise, as our government continues to find new ways of “stimulating” our pockets to extract more from us, our governor’s solution is to turn our public schools into day care centers taking the place of parenting.

Is it me or lately we seem to be paying more and more for the poor, under privileged and minority groups? Is it me or is our government creating an entitlement mentality that takes away responsibility from ourselves?
I have an idea. Lets teach these people that we seems to have to take care of as though they are our extended family, to work, take care of their own children and educate themselves – take responsibility for themselves. If you cannot afford a child than don’t have them – family values instead of handouts.

And why are we extending more and more to schools? Our school system is graduating idiots that cannot read, write or do basic math. Yet they absorb a massive amount of our budget and continue to want more. I can remember being a child and the teachers union screaming for more money – yet you never hear of a winning school – always failures.

Is it me to think that this is more of a crisis than the fake health care issues.

Hey elected officials – we the working people that provide the jobs and the taxes to keep this country running are getting tired of working for you – you have taken too much.

WHEN THIS FOLLY ENDS![backtopost]

Dear Fellow New Yorker,

This year’s budget agreement is good news for New York’s students. By funding key education reforms in the Governor’s agenda, the 2013-14 budget ensures that New York State continues to lead the nation by creating a world-class education system that prepares our students for the future.

The Governor has been committed to transforming our state’s education system into one that focuses on improving student performance and increasing school accountability. Critical to this effort was last year’s success in establishing a statewide teacher evaluation system that is one of the strongest in the nation and which has become even stronger with an agreement this year to ensure that all schools institute permanent systems. (Click here to read more)

This year’s budget includes an increase of nearly $1 billion in education aid that continues to hold schools accountable for student achievement. Education reforms in the budget include:

  • Full day pre-k: Recognizing that quality early education is critical for long-term success and that children who attend full-day pre-k often outperform their peers, the budget provides funding for full-day pre-k targeted toward higher need students.
  • Extended School Day and School Year Programs: Our country lags behind in terms of how much time is spent in the classroom. To ensure we have a globally competitive education system, New York’s budget supports high-quality, extended learning time for our students.
  • Community Schools: The budget supports an innovative program designed to transform schools in distressed communities into community hubs that integrate social, health and other services, as well as after-school programming to provide much-needed support to students and their families.
  • Reward High-Performing Teachers: To improve results and incentivize high-performance, the budget implements a program that will offer $15,000 in annual stipends for four years to the most effective teachers beginning with math and science teachers.
  • Increased Standards for Teacher Certifications: To ensure the best and brightest are teaching our children, the State Education Department will increase the standards for teacher certification to require passage of a “bar exam” as well as longer, high-quality student-teaching experiences conducted in school settings.
  • Early College High School Programs: To improve college access and success, the budget provides new state funding to expand Early College High School programs.
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HIPAA overhaul goes live today; HHS likely to ramp up enforcement

[preamble]If we remember a previous post, GOOGLE was found guilty of stealing millions of pieces if private medical information – should not they be the poster child of HIPPA’s attacks?

Now, lets interject a quick thought: What is HIPPA protecting? A Patietns test results? Name and address? Is this REALLY worth the hoopla? Who cares if knows I have high cholesterol – what can they do with it? My address? Hmm – every time i use my credit card someone has my address. Personal information – are we kidding? Lets discuss Facebook and Twitter – more information is on there than in any medical record and the information is more damaging – Lets not forget that all insurance companies and hospitals have been sharing our data and making decisions based upon them for years! Did and does anyone point the finger at the insurance companies? Of course not! Why? Lobbyists or MONEY! They throw a lot of money at our elected officials – you know those spineless people we put in office to help protect us.

Conclusion: HIPPA is useless making the proverbial “mountain out of a mole hill” and misdirecting our attention from what is truly happening – rationing of our health care & out of control costs.
WHEN THIS FOLLY ENDS![backtopost]

By Dan Bowman
The HIPAA omnibus rule officially goes into effect today–so what does that mean for providers and newly responsible business associates? Plenty.

Marcy Wilder, director of the global privacy and information management practice for Washington, D.C.-based law firm Hogan Lovells, told FierceHealthIT for a special report on the rule that HHS will be much more aggressive with enforcement of violations.

“[Congress] said that they expect HHS, when there is willful neglect involved in a violation, will not focus on informal resolution needs, but rather will take formal action,” she said.

According to Philip Gordon, chair of the Littler Mendelson law firm’s privacy and data protection practice group, more changes are around the corner.

“In terms of HIPAA fundamentals, a lot is going to be the same,” Gordon told HealthITSecurity.com. “The HIPAA Security Rule was changed very little for [covered entities].”

But Gordon pointed out that the U.S. Department of Health & Human Services has greater discretion to determine compliance penalties–and said that will have an impact on covered entities. The newly tiered penalty structure increases fines to as much as $50,000 for “willful neglect” of information without correction, and $1.5 million for multiple violations of identical provisions.

A trio of attorneys from law firm McGuireWoods recently outlined several steps providers and other covered entities can take to ensure compliance with the rule, according to Becker’s Hospital Review. Their suggestions for preparing for the Sept. 23 deadline included appointing privacy and security officers; conducting frequent risk assessments to identify problem areas; and adopting policies regarding the storage of health data on mobile devices.

Most hospital executives responding to the Healthcare Information and Management Systems Society’s recently published annual leadership survey indicated that their top concern regarding the security of computerized medical information was mobile device security.

Data breaches hit hospitals in two states
By Susan D. Hall

There’s a good reason that CIOs rank data security among their top priorities for 2013: Stories of data breaches continue to be an almost-daily occurrence–including two recent breaches in Mississippi and Utah.

Mobile devices, including laptops, are particularly vulnerable to loss or theft. One of the latest cases comes from the University of Mississippi Medical Center (UMMC), where a shared password-protected laptop has gone missing.

According to the facility, the device contains information on adult patients treated between 2008 and January 2013, including names, addresses, dates of birth, Social Security numbers, diagnoses and treatments. There’s no indication that the information has been accessed.

In Utah, however, the breach is paper-based. Granger Medical Clinic has informed patients of a potential breach after 2,600 medical appointment records slated for shredding disappeared. The records were printed out from an electronic scheduling database, according to The Salt Lake Tribune. The records included the names, dates and times of appointments and the reason for the medical visit, but no addresses, birth dates, medical claim information, Social Security numbers or financial information.

When it comes to health data breaches and hack attacks, the state of Utah can’t seem to catch a break. As FierceHealthIT reported earlier this year, a employee at an outside contractor for the Utah Department of Health lost an unencrypted USB memory stick containing personal information for 6,000 Medicaid clients.

Last fall, hackers infiltrated the Utah Heath Exchange web portal, rendering it essentially useless for a week.  And last March, Eastern European hackers gained access to healthcare information for nearly 780,000 Utah Medicaid patients.

U.S. Department of Health & Human Services Office of Inspector General officials, writing recently in the New England Journal of Medicine, urged healthcare organizations to adopt best practices to ensure data privacy and security, such as erasing hard drives of rented photocopiers. Sounds like good advice should someone in the office decide to print out reams of scheduling data–although a better practice would be not to print it out in the first place.

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Health officials warn of complications with robotic surgeries

[preamble]Tools dont make a good mechanic. Nothing can and will replace a well trained and seasoned doctor. Anything that gets in between the Doctor/patient will ultimately lead to failure.[backtopost]
By Ashley Gold
There really may be no substitute for a trained surgeon or doctor, even with all of the advancements in the field of robotics.

In Massachusetts, for instance, health officials sent hospitals an “advisory” letter last week outlining safety concerns regarding robotic surgery, according to the Boston Globe.

Certain cases included using robots for operations too complex for their technology, such as hysterectomies and colorectal operations. The Globe reported that the letter–from the Quality and Patient Safety Division, part of the agency licensing Massachusetts doctors–cited that specifically, in one hysterectomy, two surgeons didn’t coordinate their movement of the robot’s arms, causing serious damage to a patient, including excessive bleeding. In another robotic surgery, an anesthetized woman placed in a head-down angle for four hours during a hysterectomy suffered shoulder injuries.

Earlier this month, the American Congress of Obstetricians and Gynecologists said that robotic surgery for hysterectomies should not be a first or even second choice for women undergoing routine procedures, due, in part, to the learning curve associated with the robotic system. What’s more, the U.S. Food and Drug Administration currently is surveying hospitals on complications, outcomes and dangers with Intuitive’s da Vinci robot.

Jim Hu, a surgeon at UCLA Medical Center, however, told the Globe that the da Vinci robot has been used in prostate cancer surgery since 2000, and complications were high in its early days, but have since leveled. He said that patient injuries may be a result of surgeons expanding their use of the robot to other surgeries. Surgeons and hospitals, he said, need to be careful not to use robot implementation as an “arms race.”

“It’s a great tool,” Hu told the Globe, “but it’s not good if people don’t know how to use it.”

To learn more:
– read the Boston Globe article

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Affordable health care – will someone please define affordable to me?

[preamble]
All we hear is how the “Affordable” health care act is affordable. Next year over 30 million people will be forced to pay for a product to private companies that they don’t want and need.
What is affordable? $500 a month, $600? How much will it cost? Will the costs be controlled or will it increase as our health insurance does now?

No one knows the answers to these questions – or they do know BUT are not telling us. As Nancy Pilosi states “we have to pass the bill to find out whats in it” sorry Nancy that’s not America – that’s China.

So next year 30 million people will be payng an average of $500 per person per month. Lets do some simple math:

30,000,000 x $500 = $1.5000000000 per month or $18 TRILLION A YEAR!
Remember the cigarette ads where Phillip Morris was chastised for making $something like $1000 a minute every minute of every hour of every day?

Think what the government and private insurance companies will do with all our extra money we are forced to give them!!!! SPEND MORE and CONTINUE TO RAISE US!!

Has anyone considered these numbers? Are we all crazy for even thinking this is good? Oh yes, the poor and illegal aliens will get free medical care – well FREE meaning WE THE PEOPLE of THE UNITED STATES OF AMERICA will be paying for them

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Online Sales tax Law Closer To Realty?

[preamble]A sales tax law on internet sales is opening the door for more government control of our businesses. What will the states do with all that extra revenue? Lower property taxes, parking meters, bridge and tunnel tolls? Of course not! this will just allow them to spend more money and begin a trend of increasing the costs of doing business. Once states begin receiving this extra income, you can be sure they will salivate and continue the upward trend of increasing the sales tax percentage until the entire nation is at one incredibly high sales tax rate. Already NY is at 8.875% that’s almost 10% of every sales recorded in the coffers of our local governments.
The economy is bad enough with all retail sales suffering – the media has a field day with statements like “Amazon sales peaking! or holiday sales are at their high” but in realty these are DEEPLY discounted sales to generate volume. Discounted sales equals minimal if ANY profit – no profit means unsustainable business.
But wait thats what our current government believes – unstainability!!!!
Go ahead charge taxes – kill the economy even more!
My next post will be on the stupidity of this “affordable” health care and how next year 30million more people will be paying $500 – $100 to the government – will someone tell me where this “extra” money will go?
WHEN THIS FOLLY ENDS!!!!!!!!![backtopost]

WebProNews.com Article
By 3/26/2012
Last week, Senators Mike Enzi and Dick Durbin were accused of trying to “sneak” through legislation similar to the controversial Marketplace Fairness Act as a budget amendment. They succeeded in getting that through the Senate.

The basic premise of the legislation is that it would enable state governments to collect sales tax from online retailers that don’t reside in their state for purchases from residents in their states. As previously noted, the main difference between the actual Marketplace Fairness Act and what was just passed in the Senate, is that the amendment doesn’t include mandatory simplification, and is non-binding. Still, supporters of the Marketplace Fairness Act are considering it a win.

Would such a law be good for businesses? For consumers? Share your thoughts.

CNET’s chief political correspondent Declan McCullagh put it well: “It appears to be intended as a clever political hack: secure plenty of votes on a non-binding Internet tax amendment, then use those vote totals to argue there’s sufficient support for S.336 when it’s up for a binding vote later.” This is a sentiment shared by opponents of the legislation, such as eBay.

Wired quotes Durbin as saying, “Today’s vote proves that an overwhelming majority of Senators support this bipartisan legislation to level the playing field for brick-and-mortar retailers.”

It’s important to note that the Senate didn’t just vote on this issue. It was only one of many amendments to the bigger budget proposal, so it’s hard to say how much real support there was for this legislation itself.

Chris Morran at The Consumerist said on the day the vote took place, “The amendment is one of numerous budget amendments being put before the Senate and passed late Friday afternoon by a vote of 75 to 24. If that number maintains through the voting process on the actual Act, it means that opponents would not have the numbers to force a filibuster. However, it is worth noting that today’s vote does not bind the senators to voting the same way if and when the Act comes up for debate.”

The Alliance for Main Street Fairness, a coalition supporting the Marketplace Fairness Act, shared some reactions to the vote from small business owners:

“It’s about time small business owners like me got some good news from Washington,” said Tee Miller, owner of Black Mingo Outfitters in Georgetown, South Carolina. “Now that the Senate has voted in support of the Marketplace Fairness Act, it’s time for Congress to act quickly and pass this much-needed legislation so I can finally compete fairly with online-only retailers who have enjoyed an unfair price advantage for far too long. Thank you, Senator Graham for showing South Carolina retailers and small businesses your support.”

“I want to applaud Senator Jerry Moran for standing up for Main Street businesses by voting in favor of the Marketplace Fairness Act,” said Wayne DeBey, owner of The Floor Nook in Salina, Kansas. “Today’s vote is a good step toward providing a level playing field for our small businesses and the thousands of retailers across Kansas. It’s important that we promote competition and fairness in the marketplace by closing the online sales tax loophole.”

“Thank you to all of the Senators who showed their support for e-fairness today – and especially to Senators Sherrod Brown and Rob Portman for siding with Ohio’s small business owners,” said Jayson Waits, owner of Bloomtastic Florists in Columbus, Ohio. “Small businesses are the economic backbone of our communities, and when Congress closes the Internet sales tax loophole these businesses will finally have the chance to compete on a level playing field with online-only retailers. It is crucial that fairness and competition are promoted in the marketplace and Ohio took a big step toward in that direction today.”

“Today, Senators Warner and Kaine voted with Virginia’s local businesses to close the online sales tax loophole,” said Sarah Pishko, owner of Prince Books in Norfolk, Virginia. “Their vote in support of the Marketplace Fairness Act is the first step to ensure taxes are applied fairly and government isn’t picking winners and losers by making some businesses collect taxes while others get a free pass. I want to thank them on behalf of Virginia business owners for voting to support Main Street.”

The coalition itself calls the vote a “win” on the Marketplace Fairness Act. Again, this topic was only one of many amendments.

R Street, a Washington-based think tank, has an open letter to Congress calling for opposition to the Marketplace Fairness Act (via Forbes). It was written earlier this month, before the vote. Here’s a sample from that:

Despite what some supporters claim, this legislation is bad news for conservative principles and the cause of limited government. It would dismantle proper limits on state tax collection authority while causing serious damage to electronic and interstate commerce.

S. 336 would countenance an enormous expansion in state tax collection authority by wiping away the “physical presence standard,” a baseline protection that shields taxpayers from harassment by out-of-state collectors. Current law dictates that a state can only require a business to collect its sales tax if it is physically present within its boundaries. Far from a “loophole” intended to advantage the Internet, it is the result of a Supreme Court decision grounded in a bedrock foundational principle of tax policy: states must not be allowed to extend their taxation and regulatory authorities beyond their borders. Dismantling this protection for remote retail sales would create a very slippery slope for states to attempt collection of business or even income taxes from out-of-state entities.

Furthermore, the bill would create a decidedly “unlevel” playing field between brick-and-mortar and online sales. Brick-and-mortar sales across the country are governed by a simple rule that allows the business to collect sales tax based on its physical location, not that of the item’s buyer. Under the “Marketplace Fairness Act,” that convenient collection standard would be denied for online sales, forcing remote retailers to interrogate their customers about their place of residence, look up the appropriate rules and regulations in thousands of taxing jurisdictions across the country, and then collect and remit sales tax for that distant authority.

Imposing this unworkable collection standard on remote retail sales but not on brick-and-mortar retail sales would not only be unfair, it would result in enormous complexity while damaging interstate commerce. Online sellers would be weighed down by substantial compliance burdens associated with the existence of over 9,600 separate taxing jurisdictions, each with its own unique definitions, holidays, and rates. The bill’s paltry “small seller exception” of just $1 million (when the Small Business Administration sets the limit as high as $30 million in some cases) in remote sales does little to mitigate the damage.

In addition to R Street, it has signatures from American Commitment, Americans for Prosperity, Americans for Tax Reform, Campaign for Liberty, Center for Freedom and Prosperity, Center for Individual Freedom, Competitive Enterprise Institute, Digital Liberty, FreedomWorks, The Heartland Institute, Institute for Policy Innovation, Less Government, National Taxpayers Union, Rio Grande Foundation and Taxpayers Protection Alliance.

If it becomes law, the Marketplace Fairness Act would only allow states to determine whether or not they want online businesses to collect tax. It would not require states to collect sales tax from online businesses. Either way, it’s going to amount to more taxes for online shoppers. Some believe it’s unlikely that it will make it to law given the fierce debate.